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Equally, although many Japanese life insurance corporations supply a number of limited kinds of variable life policies (wherein advantages replicate the value of the underlying monetary belongings held by the insurance coverage company, thereby exposing the insured to market risk), there are few takers for such insurance policies.

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Nonetheless, corporations like American Family Life (AFLAC) have been initially permitted to function only within the third sector, namely the Medical Supplement Area, like crucial sickness plans and most cancers plans, which weren’t attractive to Japanese insurance firms.